Julia Morgan School - Forum for Entrepreneurs
Julia Morgan's middle school students benefit from a curriculum in financial literacy. In the 6th grade a financial planner and math teacher join forces to teach basic budgeting (expenses, savings, loans, philanthropic contributions) and conc...
Julia Morgan School - Forum for Entrepreneurs
Julia Morgan's middle school students benefit from a curriculum in financial literacy. In the 6th grade a financial planner and math teacher join forces to teach basic budgeting (expenses, savings, loans, philanthropic contributions) and concepts relating to credit cards and interest. The students are given a job and salary and matched with a partner with a different income. Together they must find housing, furnish their space, provide for living expenses, pay off loans and donate a certain percentage of their earnings to a worthy cause. Each does a research project on a company in which they might be interested in investing.
In the 7th grade, girls learn about the stock market using the Stock Market Game. Investment Clubs are formed and school teams compete. Students learn about real estate, bonds and savings plans, as well as interest rates, how to balance checkbooks, and the dangers of credit card debt. A favorite part of the curriculum is an imaginary shopping spree. The girls calculate accrued interest on their purchases and pay off time.
In the 8th grade, the school collaborates with the Forum for Women Entrepreneurs, using their mentors and participating in their Early Start program (how to write business plans, design a marketing strategy and their own business cards). Their business plans are reviewed by real financial planners. Social studies is woven into the project as girls determine how they will pay their workers and what health benefits they will provide as employees.
During the summer, Dollar Divas is on the curriculum. In this class, girls learn how to start a business. They write a business plan and learn about marketing, management, executive summaries and the world of finance.
